When dealing with financial arrangements, everyone has different ways. But usually young people have certain patterns that can be seen that make them often have financial problems. Usually, young people are not so good at managing finances.

This is expressed by Alexa von Tobel, CEO and inventor of LearnVest, that today's millennial youth should learn to manage finances wisely. "If you never start, it will be difficult to do it. Once you learn the basics, it's actually not that difficult."

Alexa von Tobel reveals that there are three common mistakes that are often done today's generation.

1. Spend too much money for room / board rental. Many young people choose expensive boarding or rent, more than 30% of their income. Better to choose cheap kos but quite comfortable than expensive but spend the salary.

2. Not enough to save. Do not just because you have income at this time then make you feel able to buy anything. It would be better to think about saving most of your salary, if not most, saving at least 20% of your monthly income.

3. Following the lifestyle without looking at the wallet. Many trends are currently favored by the younger generation, whether it's buying branded clothes, traveling and eating at the cafe. All it takes budget, and if it is not wise to manage finances, earnings will run out just to fulfill lifestyle.

Young people working today need to have a 'comfortable in the old age' mindset. Think about saving more money for future comfort when you can not work. Apply the 50.20,30 rule for your finances with 50% daily necessities, 20% savings and 30% entertainment.

Generally, a woman will pioneer her career in her 20s. After getting a bachelor's degree and graduating college, the next step generally is to find a job or build a business. Pioneering a career or business is certainly not an easy thing at first, there are many challenges that must be faced.

In building and achieving the career successes we dream about, there are many things to struggle and sacrifice. In fact, not a few of us who have to fall up to get a position or position that we want. At the age of 20, there are at least five of the toughest challenges women face when just starting to build their careers.

Income Not Yet How Much, Billing Already Piling Only

Arranging income and expenses is a challenge in itself. In your twenties, you are urged to live more independently. Organize everything yourself. But usually new jobs have not provided a great income. Though there are already many bills and installments that must be met. If you can not manage the financial condition well, this situation will make us so easy to stress.

Adapting to the World of Work It takes hard work

The world of work is different from the world of school or college that we have passed. There are new people we will meet. Not to mention the roles and responsibilities heavier than ever to be lived. Coupled with competition in the world of work, if you can not maintain a position, we can be kicked out anytime.

Often Being Behind the Eyes because Not yet Experienced

Because you still do not have much experience, you may be underestimated. Just because your age is young, people simply underestimate you. If you do not have a strong mentality, you can easily feel inferior and easily give up. But be assured that the 20s are the best times to develop your potential.

Difficult to Bring Your Own Opinion

You are still new to the world of work, maybe your experience is also not how. So when in a forum or meeting, you find it difficult to express your own opinion. There is a voice concern or your opinion is not heard because you are still "boy yesterday afternoon".

Difficulty in Managing Stress

Working under pressure will make you so stress-free. But that's the world of work in general. Your ability may even be recognized when you can prove yourself working under pressure. A lot of new things to be faced and done, managing stress becomes a pretty difficult thing to do.

Pioneering a career or business at the age of 20 will indeed make you fall awake. There is a long process to go through. But as long as you keep going and trying, the success you dreamed you can achieve

Some say if the smile is worship. Well Ladies, smiling or laughing and bringing happiness does have a tremendous effect. Not just for yourself, laughing is also beneficial to others.
Well, did you know that in fact we can be much more productive when we can laugh a lot. Here is the full review.
Laughter can make anyone instantly feel the spirit and saturation will be lost. This spirit will also stimulate your thinking Ladies. Laughing is like a glass of cold fruit juice for our brains. When you can laugh at the office, you will feel more free to express your creative ideas.
Sometimes people can not express their creative ideas because the brain is stressed and depressed. Laughter proved to be very effective at relieving stress. That's why you can be freer in expression.
When depressed and unhappy at work, you will be very difficult to do a good job and perfect. With a laugh, anyone will feel more excited and happy. You will be more productive in working. Good work and do not forget to spread the positive spirit of Ladies yes.

New year is coming. At the end of the year 2017 there is some that you have to do so in the new year of success you will achieve. Well, if you want to succeed in 2018, do not forget to start improving yourself. Build good habits to support your future.

Ladies, here are 5 things you should do to make your future better and of course your success in 2018 can be achieved.

Drink lots of water

Water is very good for health. Not only preventing dehydration, water is also good for improving concentration. If you concentrate then you can think well, and of course you can make the right decision.

Wake Up Do not Forget

To keep the spirit, getting up early is highly recommended. Try to get up before sunrise. Fresh air in the morning will make you spirited and of course you will avoid stress. The morning air will make you more calm in the activities in the morning.

Do not Forget to be Grateful

Always grateful and feel enough. The key to staying calm and happy is always be grateful. Avoid complaining, feeling enough will make you feel calm and peaceful in life.

Learn To Forgive

Although sorry will not change everything, at least easy to say sorry kana make everything easy. You deserve a sincere apology and forgive him. Trying to be calm and not thinking negatively.

Know When to Speak and Should Be Silent

Well, this is very important. Try to understand when to comment and when to be quiet. This is important to avoid conflict that you do not want. Try to listen more, instead of commenting is not important.

Ladies, so 5 things you need to do so that in 2018 everything can go according to your wishes. Welcome to 2018 happily.

Later the concept of virtual office began to be in great demand by the company, especially for those new startup companies pioneered the business. Virtual office itself is a work space located in the internet world, where an individual can complete office tasks as well as carrying out a professional or personal business without having physical in the business location.

Well, For those of you who want to use virtual office, here are tips on choosing a virtual office office from the global property portalLamudi:

1. Virtual Office location

The main thing you should look at is to find the location of a virtual office, this is very important because it will increase the credibility of the company. Choose a virtual office located in the Central Business District (CBD). Do not forget also to choose a virtual office address that his form gedugnya old and not clean, because if later your work client will come to create a good image of your company.

2. Amenities

Do not forget to look at the facilities offered by virtual office service providers, choose a virtual office that prepares all the complete facilities such as telephone message notification, call center, internet access, receive mail and scan letters, to a dedicated professional receptionist service to answer phone calls by name your company.

3. Clear Renting Terms & Conditions

Before deciding to rent, you should carefully study the terms and conditions of the virtual office provider. Examples such as the correspondence process between service providers with consumers, learn also the package offered because not later in the day you will be charged extra.

4. Price

Do not forget to compare the rental rates offered by virtual office service providers. Currently, the market price of virtual office rent in Jakarta ranges from Rp142.000 - Rp. 1,124,000 every month, depending on your desired facilities and needs.